Lake of The Ozarks if going into the fall patterns with the main channel by the dam has lots of water running and current so the lower end is good. Up the river is cooling down and has current so the bite should be good there. The mid lake is a question for me as I have not fished it in a few weeks but points and just inside the coves was a good bite a few weeks ago so I think it will have a good bite there too. Shad are on the move all over the lake.
Osage river is up and down so the bite maybe hard to pinpoint every day. Just fish hard banks and you should be ok. Top water will be good once they get lake water down on Trueman lake and the river gets lower and stay that way,
The lake temp is in the low 80’s and clear for the most part. I’d throw top water early and then fish the windy banks.